Editorial Policy and Content Standards

We publish bankruptcy education content to help people understand their options, prepare better questions, and make informed decisions. Our goal is to provide helpful, reliable, people-first information in plain English—without hype or scare tactics.

Important: The information on this site is for informational purposes only and is not legal advice. Bankruptcy outcomes depend on individual facts and changing laws and procedures. If you need advice about your situation, you should consult a qualified bankruptcy attorney.

Our Editorial Principles

• •People first: We write for readers who are stressed and trying to make decisions. We aim for clarity, calm tone, and practical next steps.
• •Accuracy over volume: We avoid publishing content that is speculative, exaggerated, or unclear. If we can’t explain something simply, we keep working until we can.
• •Arizona and court reality: Bankruptcy is federal, but real-world process and trustee practices matter. We try to describe what people typically see in practice, while explaining where outcomes vary.
• •Plain English: We define jargon, use examples where helpful, and avoid legalese when a simpler explanation is available.

Who Creates and Reviews Content

Content is written and edited under attorney oversight. For pages that list “Reviewed by” information, the named attorney has reviewed and edited the page for clarity and legal accuracy before publication.

Learn more about our attorney background on our About page.

How We Research Information

We rely on primary and official materials where possible, and we cross-check information before publishing. Depending on the topic, sources may include:

• •Federal law and rules: the Bankruptcy Code, Federal Rules of Bankruptcy Procedure, and official forms.
• •Arizona-specific authority: Arizona statutes and official guidance related to exemptions and local requirements.
• •Court and trustee guidance: official court websites, local rules, and trustee instructions where applicable.

Updates and Maintenance

Bankruptcy laws, forms, and procedures can change. We update pages when we become aware of material changes, and we also revise content for clarity when we see the same questions come up repeatedly in consultations.

When a page includes a “Last updated” date, it reflects the most recent substantive edit to improve accuracy, clarity, or completeness.

AI and Automation Use

We may use AI-assisted tools to help organize topics, improve readability, and tighten wording. AI tools do not replace attorney judgment. Content is reviewed and edited by a human before publication, and we do not publish a page solely from an automated output without review.

• •What AI may help with: outlining, formatting, readability, and summarizing complex concepts into plain English drafts.
• •What AI does not do: provide legal advice, determine outcomes, or replace attorney review of facts and law.

Corrections and Feedback

If you believe something on our site is inaccurate, unclear, or outdated, we want to know. The fastest way to flag an issue is to contact us with the page URL and the specific statement you’re referencing.

Contact us here.

Testimonials and Privacy

When we share client feedback excerpts, we may shorten names or remove identifying details to protect privacy. Testimonials reflect individual experiences and do not guarantee future results.

Advertising and Affiliates

If we ever publish sponsored content, paid placements, or affiliate links, we will clearly label them so readers can distinguish editorial content from advertising.

Last reviewed: January 8, 2026